Emerge Lending

Hard Money Lending – Construction Loans

Emerge Lending Group was founded for the sole purpose of delivering to business owners quick and reliable financing to fund growth, seize opportunities, and maximize profits.

The world of credit is complex, with many companies vying for your business. The choices are often confusing. And they’re always changing.

And frankly, traditional banks just aren’t keeping up with innovation.

What you need is a single point of contact to guide you through the maze of options and get you the best financing possible.

When you partner with Emerge Lending, you can rest easy that we will give you the best financing options available.

We work with dozens of specialty lenders and we walk you through each step.

Generally speaking, every business needs working capital AND cash on hand to expand.

We offer both types of financing:

  • Short-term funding for your immediate needs
  • Long-term funding to expand and grow

Within each of these two broad categories, there is a multitude of loan options.

Don’t worry – the specialists at Emerge Lending have the expertise to get you into the right solution for your needs.

Business Loans

Emerge Lending offers a variety of business loans – everything from commercial loans, unsecured lines of credit, fix and flip loans for house flipping, and everything else you may need for your business!

Business Credit Builder

Watch the video above to see what Emerge Lending can do for you!

Business Loans for Real Estate Investors & Contractors

Emerge Lending Group was founded for the sole purpose of delivering to business owners quick and reliable financing to fund growth, seize opportunities, and maximize profits.

The world of credit is complex, with many companies vying for your business. The choices are often confusing. And they’re always changing.

And frankly, traditional banks just aren’t keeping up with innovation.

What you need is a single point of contact to guide you through the maze of options and get you the best financing possible.

When you partner with Emerge Lending, you can rest easy that we will give you the best financing options available.

We work with dozens of specialty lenders and we walk you through each step.

Generally speaking, every business needs working capital AND cash on hand to expand. We offer both types of financing:

  • Short-term funding for your immediate needs
  • Long-term funding to expand and grow
  • Within each of these two broad categories, there is a multitude of loan options

Don’t worry – the specialists at Emerge Lending have the expertise to get you into the right solution for your needs.

Call 800-410-2570. We're here to help you.

RENTAL FINANCING (Buy-to-Rent Loans)

Emerge Lending Group's Buy-to-Rent loan program offers a 24-month term, with a 12-month extension available, ensuring that our customers have rental property financing that goes the distance. (An extension fee applies)

BASIC LOAN CRITERIA

  • Term – 24 Months (12-Month Extension Available)
  • Loan Amount – $50k to $2.5M+
  • LTV – Purchase – Lesser of up to 75% of the As-Is Value or Up
    to 75% Loan-to-Cost

    • Refinance – Up to 70% of the As-Is Value
    • Cash-Out – Up to 65% of the As-Is Value
  • Property Types
    • Non-Owner Occupied 1-4 Family & Multi-Family Real Estate; Condos; Townhomes; 5+ Apartments; Mixed-Use Properties
  • FICO
    • 660 Minimum
  • Property Value
    • ”As-Is” Appraised Value Must Be Greater Than $75k
  • Rent Coverage Ratio
    • 1.25

Emerge Lending Group specializes in working with business owners and real estate investors.

We lend on real estate in 45 States. For our owner-occupied program that is for California properties only at this time.

We offer 1st and 2nd trust deeds. The important consideration is that the use of funds are for your business and not for personal use on our owner-occupied private money lending programs.

We offer many lending products here is a list of some of the loan options.

  • Fix & Flip
  • Bridge loans
  • 2nd TD construction loans
  • Consumer bridge Loans
  • Ground-up construction loans
  • 30-year rental loans
  • Unsecured lines of credit & term loans
  • Cross liens
  • 2nd TD
  • Owner-occupied business loans 1st & 2nd TD

Property Types:

  • Single Family
  • Multifamily
  • SFR rental portfolio
  • Land
  • Commercial

To find out more about Beau Eckstein and Emerge Lending Group please visit https://emergelending.com/ or call Beau at 925.852.8261.

You can also reach Beau Eckstein directly at Beau@emergelending.com.

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